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News Release | WISPIRG Foundation | Consumer Protection, Financial Reform

National Payday Lending Rule Could Protect Wisconsinites from Predatory Loans

Today, the federal Consumer Financial Protection Bureau (CFPB) unveiled a proposal for a new national rule on payday and car title lending that has the potential to protect Wisconsinites from predatory high-interest loans. At a press conference in Eau Claire, consumer advocates joined faith and community leaders to highlight the harms of payday lending in Wisconsin. WISPIRG, the interfaith organization JONAH, and Citizen Action also underlined the importance of a strong federal rule to rein in abusive lending practices, and urged the CFPB to prevent loopholes from weakening the rule.

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Blog Post | Transportation

Good Things Come to Those On Bikes | Sean Doyle

Pull the bike out of the closet, pump up those tires, and dust off the helmet because it's Bike to Work Week!

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News Release | WISPIRG Foundation | Consumer Protection, Financial Reform

Faith Leaders, Advocates Release New Fact Sheet Detailing the Impact of Payday Lending on Wisconsinites

Faith leaders and consumer and low-income advocates participated in a joint press conference call to detail the harms of payday and high-interest loans on individuals, families and communities across the state.

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Report | WISPIRG Foundation | Consumer Protection, Financial Reform

Stop Payday Predators

Payday loans are among the most predatory forms of credit on the market. Though they are marketed as having “reasonable” fees or charges, typical interest rates exceed 300 percent. And because the payday lenders’ bottom line actually depends on borrowers’ inability to repay — most payday fees come from borrowers who take out more than 10 loans a year — they target people with low incomes and no other options.

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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Media Hit | Transportation

State needs to build better transportation budget

The state needs a better transportation budget.  . . . .  One promising idea is a proposal from 1000 Friends of Wisconsin, WISPIRG and the state chapter of the Sierra Club to cut 10% from highway spending. The money would be used "to reduce bonding by $200 million, increase local road reimbursements by $82 million, and increase transit funding $21 million (a 10% increase in local road reimbursement and transit funding)," according to a news release the group issued last week.
 

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Media Hit | Transportation

Environmentalists, Municipal Leaders: Let's Fix Roads, Not Build New Ones

Some municipal leaders and environmentalists say Governor Scott Walker's proposed transportation budget is out of sync.
 

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News Release | WISPIRG | Tax

Offshore Tax Havens Cost Average Wisconsin Taxpayer $773 a Year, Wisconsin Small Businesses $2,746

With Tax Day approaching, it’s a good time to be reminded of where our tax dollars are going. Today WISPIRG released a new study which revealed that the average Wisconsin taxpayer in 2012 would have to shoulder an extra $773 in taxes to make up for the revenue lost due to the use of offshore tax havens by corporations and wealthy individuals.  To make up the burden of revenue lost due to corporate tax haven abuse, Wisconsin small businesses would have to pay an extra $2,746 every year. Closing these loopholes is a common sense solution that every lawmaker should support.

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Media Hit | Budget

Wisconsin's Government Receives "F" for Financial Transparency Online

Wisconsin is one of five states that received an "F" Tuesday for how it makes government spending available online.
 

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News Release | WISPIRG | Democracy

Over 18,000 Wisconsinites Call for a Statewide Vote on Citizens United

In just the early stages of a coalition drive to get a statewide referendum on Citizens United for the people of Wisconsin, over 18,000 Wisconsinites have signed a petition calling on the Legislature to put the issue to the people. Since the Supreme Court's disastrous 2010 ruling, every election at the state and national level has been subject to a new flood of special interest cash as individuals, corporations, and unions can now use Super PACs to financially support their preferred candidates without limits. This creates an unlevel playing field for all Americans trying to have their voice heard in our democratic process and grants disproportionate to wealthy, powerful special interests. The people of Wisconsin deserve a direct, citizens vote to weigh in on the nature of our elections.

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Report | WISPIRG Foundation | Budget

Wisconsin Spending Transparency 2.0

Wisconsin is falling behind other states in providing state taxpayers online information about the state budget and state spending, according to a new report released today by WISPIRG.  While Wisconsin has taken some initial steps to provide transparency, the state is far behind others, including Illinois and Minnesota, in giving taxpayers detailed information online.

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Report | WISPIRG Foundation | Budget

Following the Money 2010

This report evaluates states’ progress toward “Transparency 2.0”—a new standard of comprehensive, one-stop, one-click budget accountability and accessibility. At least 7 states have become leaders in the drive toward Transparency 2.0, launching easy-to-use, searchable Web sites with a wide range of spending transparency information. Twenty-five additional states have made initial steps toward online spending transparency by launching Web sites with checkbook-level detail on state spending that nonetheless have much room for improvement.

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Report | WISPIRG Foundation | Safe Energy

The High Cost of Nuclear Power

With the state considering solutions to reduce our global warming pollution, a new WISPIRG report finds that renewable energy sources can produce far more electricity than nuclear plants for less money.

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Report | WISPIRG Foundation | Safe Energy

The Power of Efficiency

Aggressive energy saving policies would provide for ongoing economic stimulus, saving consumers money, creating jobs and driving Wisconsin’s economy, according to a new Wisconsin Public Interest Research Group (WISPIRG) report.

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Report | WISPIRG Foundation | Health Care

Smoke and Mirrors

A new report confirms smoke free policies have accomplished that goal without harming local economies. The report exposes claims that smoke free air policies are bad for business have been purported by Big Tobacco and their allies, and not based on reality, as evidenced by a vast library of independent, peer-reviewed scientific studies. Building on previous studies, WISPIRG’s report also includes new empirical data from Madison and Appleton, finding a positive economic impact on the hospitality industry.

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News Release | U.S. PIRG

Everyone should assume that their social security number has been exposed between this breach and breaches of other major companies’ databases, such as Equifax’s. With that in mind, U.S. PIRG recommends all Americans should use their right by law to freeze their credit reports for free

News Release | U.S. PIRG Education Fund

Our response to Equifax paying a $650 million penalty for exposing the social security numbers of 148 million Americans to identity theft.

Blog Post

WISPIRG is one of many members of the Coalition for More Responsible Transportation (CMRT), which includes environmental organizations, faith and social justice groups, public transit advocates, and others. This week, CMRT is holding a Week of Action to draw attention to the need for better public transportation in Wisconsin. One of the ways we’re doing that is by asking transit riders across the state to share their public transportation stories with us. In this guest post, our summer campaign associate Macklyn Hutchison writes on her conversations with transit riders about their experience with the public transportation system.

Blog Post

This is the second of a two-part guest post on public transportation in China, New York City and Wisconsin from Pei Wang, who interned with us this spring semester.

Blog Post

To kick off our 21st Century Transportation blog, we're featuring a two-part guest post on public transportation in China, New York City and Wisconsin from Pei Wang, who interned with us this spring semester.

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