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Report | WISPIRG Foundation | Consumer Protection, Financial Reform

Stop Payday Predators

Payday loans are among the most predatory forms of credit on the market. Though they are marketed as having “reasonable” fees or charges, typical interest rates exceed 300 percent. And because the payday lenders’ bottom line actually depends on borrowers’ inability to repay — most payday fees come from borrowers who take out more than 10 loans a year — they target people with low incomes and no other options.

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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News Release | WISPIRG Foundation | Public Health

Public Interest Group, Local Doctor and Farmer Call on Culver’s to Help Save Antibiotics

Today WISPIRG Foundation staff and volunteers launched a new consumer campaign that will call on Culver’s, home to the regionally renowned Butterburger, to stop selling meat raised with the routine use of antibiotics. UW Professor Emerita Carol Spiegel and Sauk County farmer Jim Goodman spoke about the urgent need to reduce unnecessary antibiotic use on livestock, and about how doing so will help preserve these life-saving medicines for future generations.

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Blog Post | Transportation

Breaking the Silence on Transportation and the Climate

Transportation policy-makers in most states and at the federal level have simply never seen it as their business to consider, much less act to reduce, the climate impacts of their infrastructure investment decisions. The Obama administration’s actions last week, however tentative, suggest that that is about to change.

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Blog Post | Transportation

All Americans Deserve Clean Air to Breathe, On Earth Day and Every Day | Sean Doyle

U.S. DOT asks if we should measure global warming pollution from transportation.

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News Release | WISPIRG Foundation | Financial Reform, Tax

Wisconsin Small Businesses Foot $3,595 Bill from Offshore Tax Dodging

As Tax Day approaches, it’s important to remember that small businesses end up picking up the tab for offshore tax loopholes used by many large multinational corporations. WISPIRG, the Wisconsin Public Interest Research Group, today released a new study revealing that the average Wisconsin small business owner would have to pay an extra $3,595 in taxes to make up for the money lost in 2014 due to offshore tax haven abuse by large multinational corporations.

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News Release | WISPIRG Foundation | Transportation

As Federal Highway Administration Acknowledges the Driving Boom is Over, Will WISDOT Follow Suit?

The Federal Highway Administration (FHWA) has quietly acknowledged that the Driving Boom is over, cutting its forecasted driving estimates by between 24 percent and 44 percent.  Meanwhile, the Wisconsin Department of Transportation (WISDOT) continues to forecast increases in driving that aren’t materializing - a policy that risks wasting billions of taxpayer dollars. WISDOT is also claiming a $680 million shortfall in current transportation funding, a significant portion of which is to accommodate unnecessary expansions of highway capacity. 

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News Release | WISPIRG | Transportation

Coalition Unveils Better Solution for I-94 East-West Corridor

Two weeks after WISDOT issued a draft Environmental Impact Statement (DEIS) that proposes two costly and wasteful highway expansion options for the I-94 East-West corridor – a coalition is offering a new alternative aimed at enabling 21st century mobility in the corridor and developed by a 25-year transportation planner and NJ DOT veteran.  

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News Release | WISPIRG | Transportation

I-94 Corridor Draft EIS Options Disregard Data, Community and Taxpayer Concerns

The Wisconsin Department of Transportation (WISDOT) issued a draft Environmental Impact Statement (EIS) that proposes two costly options for expanding I-94 in Milwaukee. The study ignores community opposition to the expansion and concerns over detrimental local impacts of the expansion.  The EIS also disregards data showing that traffic volumes in the corridor are declining and which call into question the need for expanding the interstate.

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News Release | WISPIRG Foundation | Transportation

New Study: Traffic Data Does Not Support Spending on I-94 Expansion

A new report by WISPIRG Foundation calls the I-94 double decker expansion one of 11 examples of wasteful highway spending based on its outdated assumptions of ever-increasing driving. The study, which details ten other highway “boondoggles” across the country, points to data showing that traffic counts on this stretch of I-94 have been dropping in recent years, despite WISDOT projections that traffic would increase.  The study calls for the state to consider reprioritizing scarce transportation dollars to other projects.

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Report | WISPIRG Foundation | Consumer Protection

Trouble in Toyland 2014

Among the toys surveyed this year, we found numerous choking hazards and five toys with concentrations of toxics exceeding federal standards. In addition to reporting on potentially hazardous products found in stores in 2014, this installment of the report describes the potential hazards in toys and children’s products.

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Report | WISPIRG Foundation and Demos | Democracy

The Dominance of Big Money in the 2014 Congressional Elections

In 2014, large donors accounted for the vast majority of all individual federal election contributions this cycle, just as they have in previous elections. Seven of every 10 individual contribution dollars to the federal candidates, parties, PACs and Super PACs that were active in the 2013-2014 election cycle came from donors who gave $200 or more. Candidates alone got 84 percent of their individual contributions from large donors.

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Report | WISPIRG Foundation | Democracy

Big Money Dominates in Congressional Primaries

Our analysis of fund-raising data from 2014’s congressional primaries examines the way these dynamics are playing out state by state across the country. While some states show markedly more inequity than others, the picture painted by the data is of a primary money race where large donors carry more weight than ordinary Americans. Nationwide, just under two-thirds of all candidate contributions came from the largest donors (those giving over $1,000). And fewer than 5,500 large donors matched the primary contributions coming from at least 440,000 donors nationwide.

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Report | WISPIRG Foundation | Transportation

Millennials in Motion

Millennials are less car-focused than older Americans and previous generations of young people, and their transportation behaviors continue to change in ways that reduce driving. Now is the time for the nation’s transportation policies to acknowledge, accommodate and support Millennials’ demands for a greater array of transportation choices.

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Report | WISPIRG Foundation | Transportation

Highway Boondoggles

Even though the Driving Boom is now over, state and federal governments continue to pour vast sums of money into the construction of new highways and expansion of old ones – at the expense of urgent needs such as road and bridge repairs, improvements in public transportation and other transportation priorities. Eleven proposed highway projects across the country – slated to cost at least $13 billion – exemplify the need for a fresh approach to transportation spending.

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Blog Post | Transportation

Communities Roaring for More TIGER Grants | Sean Doyle

Across the country, municipalities are looking for more transportation funding, particularly for public transportation. A recent poll from Politico magazine found that among mayors, aging and deteriorating transportation infrastructure was the most often cited concern. Enter TIGER grants.

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Blog Post | Consumer Protection

Event 5/11 re new book on black box decisionmaking & consumers | Ed Mierzwinski

UPDATED TO CONFIRM CFPB Speaker. We are hosting an event Monday, 5/11, from 9am-noon ET to discuss a new book, The Black Box Society, with author Frank Pasquale. Click Keep Reading to RSVP to attend in person or to watch the livestream. While credit bureaus have long functioned as black box gatekeepers to opportunity, panelists will discuss the growing use of more and more, even less transparent black boxes to categorize consumers in the digital economy.

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Blog Post | Consumer Protection

On Veterans Day, How The CFPB Helps Veterans, and All of Us | Ed Mierzwinski

Columnist George Will recently (and not for the first time) urged Congress to “abolish the Consumer Financial Protection Bureau.” His reasons may seem to come from his conservative philosophy, but merely pander to the powerful Wall Street interests that left our economy in ruins just a few years ago. As a counterbalance, let’s discuss some recent speeches and statements by CFPB Director Richard Cordray on his vision for the bureau and some of its current work, including – on this Veteran’s Day – its efforts to protect military families from financial predators.

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Blog Post | Democracy

Call on the WI Legislature to Put it to the People on Citizens United

Citizens United is undermining the very principals of our democracy.

Click Here to demand a people's referendum so that the people of WI can vote on this issue.

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Blog Post | Democracy

Voters Reject Big Money in Politics, Now It’s Time for Reform

Voters sent a message last Tuesday, showing resounding support for our leaders to take steps to deal with the outsized influence of big money in our elections, including a resolution passed in Eau Claire County, WI endorsing a Constitutional Amendment to overturn Citizens United.

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